Township Group Dental Insurance Program
 Click here to download the Township Group Dental Insurance Program brochure. |
| Click here to download the Township Group Dental Insurance Program enrollment and applications form. |
An increasingly needed insurance for many Americans today is Dental Insurance. That's why the Minnesota Association of Townships has partnered with the Minnesota Benefit Association to custom develop a benefit rich dental plan specifically for Township boards and their staff.
This group dental program only requires a minimum of two participants for a township board to enroll. In other words, the entire board does not need to be covered on the dental plan. Only the township board members or their employees who want the insurance need sign up, as long as there is a group size of at least two. (The largest dental provider in the state requires a minimum group size of 5 participants.)
Security Apex Group Dental Plans
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| Dental Benefits |
Choice Plan |
Select Plan |
Plus Plan |
Class A - Preventive
Initial & Periodic Exams (2/year)
Cleanings (2/year)
X-Rays
Fluoride Treatments (to age 16)
Deductible Class A
Waiting Period
Co-insurance |
None
None
100% |
None
None
80% |
None
None
80% |
Class B - Basic
Fillings
Simple Extractions
Deductible Class B and C Combined**
Waiting Period
Co-insurance |
$50
None
80% |
$50
None
80% |
$50
None
50% |
Class C - Major
Oral Surgery
Endodontics*
Periodontics*
Crwons, Bridges, Dentures
Deductible Class B and C Combined**
Waiting Period
Co-insurance |
$50
12 Months
50% |
$50
12 Months
50% |
$50
12 Months
50% |
Class D - Optional Orthodontics
Straightening of Teeth (Children Under Age 19)
Deductible
Waiting Period
Co-insurance |
None
12 Months
50% |
None
12 Months
50% |
None
12 Months
50% |
Calendar Year Maximum for Classes A, B, and C Combined (Optional $1500 Maximum Available)
Calendar Year Maximum for Class D
Life Time Maximum Per Child for Class D
|
$1000
$500
$1000 |
$1000
$500
$1000 |
$1000
$500
$1000 |
* Endodontics and Periodontics Option move to Class B
** Class B & C Deductible is combined for each calendar year. A maximum of three (3) individual deductibles per family shall apply.
This plan provides benefits for covered dental servies rendered by any licensed dentist, physician or dental hyginiest.
If you obtain services from a provider participating in the PPO USA Network, your out-of-pocket expenses may be lower
To locate a PPO USA Network provider in your area visit www.ppousa.com or call 877-277-6872
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The Township Group Dental program has three different levels of coverage so your Township board can decide which benefit level best suits your needs. For example, orthodontics are an optional feature. Additionally, you can see any dentist of your choice.
| For further information regarding the Township Group Dental Program or to receive an enrollment form, please contact Minnesota Benefit Association:
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