Minnesota Benefit Association Newsletter – October, 2018

October! Mwuhahaha!

Minnesotans, it’s October! Time to get started on planning for Halloween! It’s a great time of year to visit apple orchards, cruise around looking at the leaves change, and let’s not forget the fun over the top decorations in your community! We all have that neighbor who goes overboard… And lastly of course, carving punkins! 

If you and your family are looking for something to do, we here at the MBA have you covered. A great family activity this time of year if you haven’t done it already, is visit a Pumpkin Patch. If you are curious what is near you, please check out Local Pumpkin Patches and More to schedule your family fun!

Trick or Treat Safety

Minnesotans, we all know how much fun Trick or Treating can be. Dressing your kids up in those cute little costumes or going yourself, and trolling your neighborhood for candy. Please be sure you are practicing safe measures. We here at the MBA want to remind to you to mind the weather, while your costume may be adorable, it may not be warm. Ensure your children have the proper attire if you plan on spending multiple hours outside this year. While we are known the braving the cold, we encourage you to be warm.

Halloween is also a great time to stay up to date with Food Safety, please be sure to follow these FDA tips for keeping you and your family safe from any food issues this Halloween.

Speaking of Food Safety and Candy, You may want to check out new Dental Insurance Quotes.

After the sugar rush of Halloween, you might end up heading to the dentist. If you have not checked up on your Dental Coverage for awhile, it may be time to shop around again. The MBA is still proudly partnered with Ameritas Dental, to provide you what we believe to be the best dental products on the market. Should you be interested in a getting a free, no obligation quote, please feel free to visit the MBA website today!


Now that the Medicare Annual Enrollment Period (AEP) is upon us, the Minnesota Benefit Association wants to ensure that you are prepared for potential changes to you coverage. Medicare Cost plans are ending in 66 of our 87 counties in 2019 (see Map). This means around 370,000 Minnesotans need to select a new Medicare plan this Fall.

Medicare is health insurance coverage for people over 65 and certain people under 65 with disabilities or End-Stage Renal Disease (ESRD).

The annual enrollment period for Medicare runs from October 15 until December 7, when you can make changes to your Medicare plans. There is an extended enrollment window for those losing their Cost Plans that runs until February 28, 2019. However, for coverage starting on January 1, 2019 you need to select a new plan by December 31st.

Contact our Medicare help line with all Medicare questions, or for information on our in-person meetings, please call 651-259-9000 or send an inquiry to Medicare@LeClairGroup.com for details.

Click here to learn more about the Cost Plan Transition.