Group Term Life Insurance

Group Life Insurance for MN Townships

The Minnesota Association of Townships endorses over 4,500 township officers who are covered through the Township Group Term Life Insurance plan, which is administered by the Minnesota Benefit Association. This plan has proven itself by providing meaningful financial support at a critical time.

With four affordable Township Group Term Life plans available, there should be a plan that fulfills the needs of every township board member and their families. Coverage is guaranteed under these plans. Officers who are otherwise uninsurable, can now have peace of mind knowing the Township Group Term Life death benefit will help their families pay final expenses. Your coverage will continue following retirement.

  • Group Term Life Insurance
    Guaranteed Issue coverage (no health questions asked) that you may keep when you leave the board.
  • Accelerated Life Benefit
    Available if you are diagnosed as terminally ill with six months or less to live (no restrictions on how you may use the money). Receipt of the accelerated benefit may be taxable, or may adversely affect your eligibility for Medicaid or other government benefits. You should consult your personal tax advisor to assess the impact of this benefit.
  • Seat Belt Benefit
    Pays an additional 10% of your life insurance benefit if you die in a covered auto accident while wearing your seat belt. The Seat Belt Benefit is included with the Accidental Death and Dismemberment (AD&D) Benefit. The AD&D Benefit is available only to retired officers age 80 and over, who choose to continue their group coverage.
  • Common Carrier Benefit
    Pays if your death results from a covered accident while you are a passenger on a commercial airplane, train, bus or taxi. The Common Carrier Benefit is included with the Accidental Death and Dismemberment (AD&D) Benefit. The AD&D Benefit is available only to retired officers age 80 and over, who choose to continue their group coverage.
  • Accidental Death and Dismemberment Benefit
    Available only to retired officers age 80 and over, who choose to continue their group coverage.
  • Travel Assistance Service
    When traveling more than 100 miles from home, Voya Travel Assistance provides insureds and their families with four types of services such as: Pre-Trip Information, Emergency Personal Services, Medical Assistance Services, and emergency Transportation Services.1
  • Travel Assistance Services by IMG
    IMG Travel Services provides insured members and their families services such as Emergency Medical Transport, Medical Assistance, Travel Assistance, and Security Assistance. Learn more here.
  • Funeral Planning & Concierge Service
    Insureds will have access to Everest Funeral Planning and Concierge Service to assist with funeral planning and negotiation at time of need as well as pre-planning tools that can be used to research and document decisions and wishes.2

No questions, no exams, no hassles – your township needs only to enroll!

Click here to download the brochure.

How to Enroll

Enrolling is easy! Simply complete the fours steps listed below to enroll.

    1. Download and complete the enrollment resolution form. Be sure to check the box indicating which plan your township has chosen.

Click Here to Download Enrollment Form

  1. Complete the census information for your township officers. If you choose to insure employees, complete that section also.
  2. Submit a check for the annual premium, along with the enrollment resolution.
  3. Mail to: Township Group Life Administrator
    6701 Upper Afton Road
    Woodbury, MN 55125

If you have any questions or would like more information regarding the Township Group Term Life Insurance Program, please contact Minnesota Benefit Association:


“…so many decisions to make alone. At the time the township took out this group policy, I thought Lloyd would be old when he died. But little did I know he would be only 65 years old and board chairman when he died. I am still living on the farm so the money came in very handy. This was a nice ‘thank you’ for all the years Lloyd spent as a township officer.”

-Janice Noreen, Bray Township, Pennington County.

“My husband was a township officer for a second time at the time of his death. He served 15 years as Treasurer. He enjoyed being an officer; the three past years were a learning experience. I was not aware of this township group life program…it was very welcoming to our family at such a tragic time. I really think this program should be issued in every township in the state. We are very thankful to Adams Township for having this program.”

-Barbara Gilgenbach, Adams Township, Mower Courty


1 Voya Travel Assistance services provided by Europ Assistance USA, Bethesda, MD.

2 Funeral Planning and Concierge Services are provided by Everest Funeral Package, LLC, Houston, TX.

Group Term Life insurance coverage is provided under the terms of a group life insurance policy, Group Policy #68331-1, issued and delivered in the state of Minnesota to the Minnesota Benefit Association as the policyholder. The group life insurance policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by LeClair Group, an insurance administrator licensed in the state of Minnesota. Policy form LP08GP.